Terms of Service
Last updated: October 2026
1. Description of Service
PaisaPilot provides personal finance intelligence, expense categorization, budget tracking, and statement analysis. The platform operates on manual transaction entry and user-provided bank statement files.
2. Financial Disclaimer — No Investment Advice
PaisaPilot is not a registered investment advisor, broker, or financial institution under SEBI, RBI, or any regulatory authority. All analysis, metrics, and AI assistant outputs are provided solely for informational and educational purposes. You should consult a licensed financial professional before making financial, tax, or investment decisions.
3. Banking & Transaction Limits
PaisaPilot does not initiate payments, move funds, or hold deposits. Stated balances from imported statements reflect historical records only and are not guaranteed real-time bank balances.
4. User Responsibility
You are responsible for maintaining the confidentiality of your account credentials and ensuring the accuracy of statement files you choose to upload.