Features designed for financial mastery
Explore how PaisaPilot helps you take control of your expenses, parse bank statements, and uncover clear trends.
Bank Statement Ingestion Pipeline
User-uploaded statement parsing with preview verification.
• Verified parsers for SBI PDF formats and standard bank CSV exports.
• Review parsed rows, dates, debits, credits, and reference IDs before any transaction is saved.
• Automatic duplicate candidate detection prevents double-counting transactions across multiple uploads.
Deterministic Calculations & Analytics
Exact integer arithmetic eliminates rounding inconsistencies.
• All money stored as integer paise (₹1 = 100 paise) to prevent binary floating-point math errors.
• Real-time income vs. expense summaries, category breakdowns, and month-over-month comparisons.
• Clear data coverage indicators distinguishing imported statements from manual entries.
Grounded AI Financial Assistant
Ask questions and get transparent answers derived from verified data.
• LLM queries restricted backend tools; no arbitrary raw database queries allowed.
• Understands questions like “How much did I spend on groceries in August?”
• Clear disclaimers stating data coverage, assumptions, and limitations.
Budgets & Recurring Payment Detection
Stay ahead of billing cycles and category limits.
• Set monthly or weekly spending limits with configurable alert thresholds.
• Machine detection of recurring charges from merchant name, cadence, and amount tolerance.
• Reviewable suggestions that require your confirmation before locking in as subscriptions.