Understand your money.
Make clearer financial decisions.
Consolidate UPI transactions, card payments, and cash in one private dashboard. Import SBI bank statements safely, set intelligent budgets, and get grounded AI insights backed by verified figures.
Monthly Summary
September 2026
Total Income
₹68,500.00
Total Expenses
₹42,120.50
“Your dining & food delivery expenses rose 18% compared to August. You have ₹7,879.50 headroom remaining in your monthly target.”
Built for your unique financial situation
Every financial journey is different. Our step-by-step onboarding quiz adapts immediately to your profile to suggest the right categories and spending limits.
College Students
Young Professionals
Freelancers
Families
Small Businesses
Everything you need to master your cash flow
No guesswork, no inaccurate floating-point totals, and no black-box AI fabrication.
SBI Statement Import Pipeline
Upload your SBI PDF or CSV statements securely. Review all parsed rows, duplicate warnings, and balance verifications before committing.
Deterministic Calculations
All monetary values are calculated in strict integer paise. Totals, category distributions, and trends are 100% deterministic and auditable.
Grounded AI Financial Assistant
Ask natural questions like “Why did my expenses spike last month?” The AI uses restricted backend tools and server-verified numbers.
Private by Default
All data queries are strictly scoped to your authenticated account. Statements are processed in private storage with automated TTL expiration.
Smart Recurring Detection
Detect candidate subscriptions and recurring bills automatically. Uncertain matches remain reviewable suggestions until you confirm.
User Data Ownership
Export all your transactions, categories, and budgets anytime in machine-readable JSON or CSV. Request complete account deletion with one click.